NeobankX is a modular, white-label platform that allows you to launch your own digital bank, crypto wallet, or payment ecosystem — with full fiat and crypto capabilities, multi-currency support, card issuing, and global transactions. Built for fintech startups, enterprises, Web3 platforms, and embedded finance providers.
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Save $100k on development costs vs. custom development
Add new functionality 3x faster with low-code
Proven expertise in DeFi, wallets, investing platforms
Our approach includes robust software, expert business consulting, and legal compliance services, enabling a seamless transition for traditional banks and FinTech startups into the new era of neobanks.
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Alina Siraia
Business Development Manager
Advanced Admin Panel
Inspired by crypto banks, the admin panel offers crypto monitoring and an accounting module, recording transactions for regulatory and business reporting needs
Seamless Bank Integration
The modular structure facilitates quick integration with one or multiple banks, ensuring compatibility and flexibility within your financial ecosystem
Agnostic Database Connectivity
An Agnostic DB supports reading various databases, speeding up connections to third-party integrations, and simplifying data analysis for optimized processes
AI Integration
It features a modular platform optimized for AI assistants, smart analytics, and fraud detection. Additionally, an integrated AI Assistant, implementable within weeks, provides an interactive guide to help users navigate the platform, explain transactions, balances, and features via chat
Complete Ownership of IP Rights
Gain full control over your intellectual property rights and a source code license, ensuring ownership for the custom-built product tailored to your business needs
Integrated Payment Solutions
Google Pay and Apple Pay: Enhance customer convenience with integrated payment solutions like Google Pay and Apple Pay, providing a seamless transaction experience.
Enhanced Features
NeobankX offers flexibility in terms of potential staking and cross-chain swaps. Staking offers the ability to lock assets in exchange for rewards, and cross-chain swaps facilitate the transfer of assets across different blockchain networks, which increases financial opportunities.
Fintechs
Create new B2B opportunities with secured crypto-fiat payment gateways to access the growing сrypto market and engage new retail and institutional clients.
Banks
Attract crypto-devotee customers: enhance security and fraud reduction by integrating encrypted and regulated crypto-fiat solutions.
Retail wholesale
Provide your clients with instant and low-fee transactions while expanding operation activity due to borderless payments.
Investment Management & Reporting
Enable unified crypto-fiat portfolio oversight with automated compliance and real-time stakeholder transparency.
Remittance
Facilitate near-instant cross-border transfers via decentralized infrastructure while minimizing transactional costs.
iGaming
Deliver seamless player settlements using compliant stablecoin frameworks and programmable escrow mechanisms.
Corporate & DAO Treasury
Optimize treasury resilience through dynamic digital-traditional asset allocation and institutional-grade governance.
Cross-Border Remittance
Accelerate international trade settlement via CBDC corridors with eliminated FX volatility exposure.
Government Bitcoin Reserve
Diversify national reserves with institutionally custodiated digital assets and integrated liquidity solutions.
Crypto
Fiat
solution
Solution from scratch
Loop Wallet is a comprehensive digital payment solution in Saudi Arabia, offering secure, convenient, and instant transactions for both individuals and businesses.
ARGO approached us to create a trading platform for precious metals, initially focusing on gold, to enable everyday people to invest, trade, and redeem physical gold bars delivered from the vault.
Short expert videos answering your most common product and implementation questions
FAQ: Can we use NeobankX to launch a crypto payroll platform for employees?
Is your white label neobankX solution offered as SaaS Platform?
How scalable is NeobankX in handling growing user bases and transaction volumes?
What are the main features of NeobankX?
Can we launch a neobank with only fiat transactions and add crypto payments later?
Neobank white label vs. building from scratch
“Is your NeobankX solution limited by one region or we can scale globally?”
How does NeobankX reduce time to market compared to building internally?
Managing Partner
With 8+ years of business development experience, Helen is a driving force in fostering innovation and sustainable business solutions. She is a leading expert in blockchain within the 4IRE Group, specializing in blockchain consulting and enterprise solutions in DeFi, Fintech and GreenFi. Helen is a vital connector, fostering collaborations between startups and VCs in Nordic.
CEO
10+ years of experience in FinTech, Software Development, and Consulting, Ex-VP at Mastercard, and a former Manager at Bain & Company. CEO at RNDpoint, CEO and Co-Founder of MobID, a pioneering KYC & AML SaaS solution. Launched a neobank, guiding it from the presentation stage to securing a license and acquiring the first 100k users.
CMO
Digital Marketing professional with over 7+ years of transferable cross-industry experience. Proven track record in executing successful product launches in Blockchain, DeFi, NFT, Web3.
CTO
5+ years of experience in Solidity, leading world-class blockchain dedicated development teams. Yaroslav combines strong technical, consulting, and management skills, prepares the architecture vision for the DeFi and FinTech projects, conducts smart contract audits.
Managing Director
Founder at ProcessMix no-code decision management system, Founder at ABLE lending automation platform. Peter developed multiple enterprise-level solutions at FinTechs and led digital transformation at banks, insurance, and healthcare companies. 15+ years of IT&Tech consulting experience.
Neobank are gaining popularity amid the rising adoption of cryptocurrencies in digital transactions. Here’s how you can build your own bank.
BookHow to Build a Neobank in 2025
Neobank are gaining popularity amid the rising adoption of cryptocurrencies in digital transactions. Here’s how you can build your own bank.
Andrew Klesov, CEO RNDPoint
Download
VideoSecurity and tech insights of launching a digital wallet
A recording from: Digital Banking Unlocked: Strategy Workshop
Peter Shubenok,, CEO RNDPoint
VideoCrypto Bank vs. digital bank
What are crypto banks, types of crypto banks, crypto banking landscape...
Helen Petrashchuk, Managing Partner
VideoHow to find the right partners or who needs banks anyway?
A recording from: Digital Banking Unlocked: Strategy Workshop
Andrii Klesov,, CEO 4ire Group
NeobankX is a modular, white-label solution that combines the functionality of a crypto bank and mobile crypto-friendly wallet. This cloud-based software supports crypto and fiat currencies for fast software deployment; it can scale seamlessly in line with cross-jurisdictional compliance requirements. Users can open and manage multi-currency accounts and real-time analytics, with all operations kept compliant due to automated KYC/AML checks.
The main comparative benefits of NeobankX include your ability to deploy the software product fast and seamlessly manage your APIs in one place. The solution also supports seamless bank integration and offers agnostic database connectivity. You enjoy an advanced admin panel with multiple handy features and integrated payment solutions like Google Pay & Apple Pay. Besides, you are the only holder of IP rights for the software you create on the basis of the NeobankX solution.
The typical time-to-market of NeobankX is around 4 weeks, but the timing can extend to 2-3 months, which includes all customization work and additional feature development.
The NeobankX solution was created with easy integrations with 30+ payment gateways, and the modular structure of its components supports quick integrations with one or more banks of your choice.
The admin dashboard of NeobankX works exactly the way a crypto bank’s admin panel would function. It supports transaction tracking and recording for the generation of reports and regulatory compliance. Clients can manage fees, users’ bank accounts, and documents from a single point of control.
Yes, the modular structure of NeobankX allows a high degree of customization for your final crypto banking product. You can choose from a variety of pre-built modules and create a crypto bank that stands out in the modern competitive industry. You can also start with a minimal set of features and add new modules after the bank’s deployment.
The NeobankX solution is fully secure for all kinds of crypto and fiat transactions, as the platform was built with robust cybersecurity in mind. Its modules are also in line with data privacy and customer protection regulations, such as GDPR, PCI DSS, and PSD2.
NeobankX is an optimal, feature-rich solution for FinTechs that unleashes new B2B opportunities with secure crypto-fiat transactions suitable for retail and institutional clients. It may also be used by banks that struggle to preserve their crypto-friendly customers and offer secure, fraud-proof crypto-fiat services. Retail and wholesale businesses can take advantage of NeobankX by offering instant, affordable transactions in crypto and fiat without borders. The solution is also relevant to the business needs of investment management and reporting businesses, as well as remittance enterprises.
The 4IRE team of software engineers supports clients at every step of NeobankX implementation by offering customization services, compliance consulting, and setup, and offering post-deployment maintenance and upgrades.
